Engineering at PointCard

We build spending products that are thoughtfully designed to offer immense everyday utility and to serve millions of people. Our cardholders choose PointCard because of exceptional rewards, generous benefits, and transparency. At PointCard, we’re focused on building a balanced financial future that aligns incentives between people and their payment cards by creating products that inspire confidence.

Job Openings at PointCard

Top Engineering Values

Each team is asked to select, explain, and rank their top 8 values in order of importance.
  • Design-Driven

    We see our products as physical, designed objects first.

    Banking and payment cards don’t have a reputation of providing great user experiences. We’re revolutionizing that with a debit card and app that relies on design as a key differentiator. So while it’s rare for a tech start-up to have a large design team from the beginning – it’s been a priority of ours from day one. Designers and engineers work together to bring our systems to life. There is ample cross-organization collaboration and mutual respect. Ultimately, an emphasis on design and creativity in more “creative” parts of the company helps to extend the same spirit of creativity to other teams.

  • Product-Driven

    If the product doesn’t fit the bill, we wouldn’t exist.

    We’re in the business of designing products first and foremost. Everyone on our team plays an integral role in bringing our products to life on the creative and engineering side, and then of course, in bringing the same products to the actual lives of real people.


    Each member of our founding team comes from a product-focused background:

    • Patrick (Co-Founder and CEO) was previously a director of product at Metal Pay and founder/CEO of Crumbs.
    • Sid (Co-Founder and Chief Designer) was previously a senior interface designer at Apple and Mercedes Benz.
    • Kenan (Co-Founder and CTO) was previously a lead full-stack engineer at Metal Pay, Swipe Labs, Motiv, and the first mobile engineer at The RealReal.
    • Andrew (Director of BD & Ops) was previously building partnerships at American Express and HotelTonight.
  • Fast-Paced Environment

    Things move fast around here, and that’s just the nature of the game.

    Large banking and card institutions like Chase and American Express are slow-moving, which gives us an advantage as a nimbler, focused team to iterate and ship new products much faster. For example, while debit cards typically take 12 months to go live, we can do it in 3.5 months. Our agility as a small startup allows us to push code to production several times a day and make decisions without bureaucracy and red tape. In September 2021, we announced a $46.5M Series B, which allowed us to invest in our engineering team and technology stack and grow our user base much more rapidly.

  • Creative + Innovative

    We’re completely transforming financial health and access to payment cards that people can trust.

    Our digital app and debit cards offer an entirely new way for people to gain the cashback and subscription rewards that are traditionally only available with credit cards. Our customers can earn the most rewards on subscriptions they actually use such as Netflix, Spotify, and Instacart. We offer all of the protection associated with a typical credit card, but without any of the debt risk. This also means a broader and more diverse population can access our cards.


    Thanks to our team’s fast-paced environment, if we have an idea, it’s something we can pursue more or less immediately. This potential for agility promotes creative thinking, which of course, leads to innovation. We look for engineers who are keen on adopting this mindset. They’re interested in pursuing goals and projects that require creative solutions. What’s more, we’re big on dogfooding our own product and making sure all of our team members’ ideas are taken into account. Since feedback is so important to us, we even created a specific engineering role that is product growth oriented to help us continue to build the best product possible.

  • Rapidly Growing Team

    We’re quickly adding new hires to existing teams – and creating new ones.

    Coming off of our recent Series B, we doubled in size and quadrupled our engineering team in the second half of 2021. There’s clear market fit and we’re continuing to expand our team to continue to build the amazing products that delight our users. Next year, we look forward to the launch of Point Titan, a premium charge card with a rewards program that offers unique benefits such as the ability to choose certain reward categories, split bills within the app so everyone gets points, and store your rewards point balance in crypto. In 2021, we grew our engineering team from 6 to more than 30 people, and we plan to quadruple in size to roughly 120 people by the end of 2022!

  • Open Communication

    Candor is key.

    In order to bring something to life on a quick, start-up timeline, members of our team openly communicate with one another. But this isn’t limited to concerns or pivots – it’s also about giving props to our hard workers and recognizing all players’ contributions in our success, evolution, and forward progression. We’re active in Slack and rely on Notion and Google Docs for asynchronous communication to ensure we’re all on the same page.


    Leadership sets a good example and regularly communicates updates about the state of the business and where we’re going. For instance, Patrick (CEO and founder) shares thoughts about what he’s working on and what he’s excited about in founder notes he sends out biweekly.

  • Customer Comes First

    Our primary goal is to make products that bring real benefits to the lives of our customers.

    While most finance-related products bring dread to consumers, we’re actively working to break that stigma. It’s our goal to help eradicate credit debt with a rewarding and easy-to-use experience that empowers a younger generation of spenders. We’re in the business of creating consumer products, plain and simple. From the ground up, we prioritize the people who will be using these products on a daily basis. This extends to product design, marketing, support (always human!), and of course, to engineering. In addition to dog fooding our product regularly, engineers and the support team collaborate daily via Slack to help resolve customer issues as quickly as possible.


    We’re focused on building the consumer payments platform for the premium economy. Our products are built for the new generation of wealth – a generation that is more diverse and tech-savvy than its predecessors. Today, Point is the only fintech company focused on serving the mass-affluent market. This is where the majority of spending volume is concentrated, but presently, the market is dominated by incumbent financial institutions with outdated products that have not adapted to meet their customer’s needs. If you’re excited about completely transforming the way this is done, we encourage you to join our team!

Values

  • Design-Driven
  • Product-Driven
  • Fast-Paced Environment
  • Creative + Innovative
  • Rapidly Growing Team
  • Open Communication
  • Customer Comes First

Company Properties

  • B2B
  • Technical Founder(s)
  • Remote-OK

Team Members

  • 1 CEO
  • 1 CTO
  • 1 Chief Designer
  • 30 Engineers

Vacation Policy

Unlimited vacation policy and paid company holidays including Dec 23 through Jan 1 to celebrate with friends and family. We want you to do the best work of your career, which is why we have flexible WFH and sick day allowances. You should operate the way that works best for you.

Tech Stack

Swift, React.JS, TypeScript, GraphQL, Node, Python, ECS, PostgresSQL & Redis, largely hosted at AWS.

Data stack: SQL & Redshift, Airflow, Python, Kinesis, Spark, Sagemaker.

Interview Process

Our interview process is transparent and straightforward, but we won't continue if at any time it doesn't make sense to proceed.

  1. Hiring Manager Phone Screen: 30-min intro video call with a hiring manager, giving you a chance to ask any questions you may have about Point - the company, the product, or the engineering team. You’ll also be expected to describe your recent roles in some technical detail; however, this isn’t a coding session
  2. Technical Assessment: Depending on the role, either a live coding challenge, a set of smaller coding challenges, or a practical take-home project to demonstrate your engineering skills.
  3. On-site Interviews: Consists of a panel of 4-6 interviewers; focused on technical skills needed to succeed in the role as well as to help you understand the team’s culture and meet some of the team members with whom you’ll be working.
  4. Offer: Combination of base salary, stock options, and employee benefits. Our compensation packages are competitive and we benchmark ourselves against peer companies in the industry regularly.